Objectives for Environmental Insurance

0,52

MB

39

stron

2559

ID

University of Louisville

2002

rok

Table of Contents

Executive Summary . 1

1.0 Introduction and Methodology 4

1.1 Data Collection 4

1.2 Report Overview . 7

2.0 Knowledge and Expectations of Environmental Insurance 8

2.1 Types of Insurance Products and Public Sector Understanding of Them 8

2.2 Perceived Objectives for Environmental Insurance . 10

2.21 Small-Scale Projects . 11

2.22 Easing Owner Liability Concerns to Implement an Economic Development Strategy 12

2.23 Loan Program Protections . 13

2.24 Long-Term Liability and Re-Opener Protection . 14

2.25 Unidentified Needs: An Alternative to Municipal Indemnification . 15

3.0 Stimuli and Barriers to Government Investigations of Environmental Insurance 17

3.1 Beliefs and Attitudes 17

3.2 Information Dissemination 20

3.3 Vendor Frustrations 22

3.4 Limited Personnel and the Complexities of Environmental Insurance 24

3.5 Conceptualizing the Structure of an Insurance Program 25

3.6 Questions Requiring Resolution 29

4.0 Conclusions and Recommendations . 32

4.1 Developer Survey . 32

4.2 National Forum to Develop Insurance Program Models . 33

References . 35