Availability and Affordability of Insurance Under Climate Change:

1,46

MB

A Growing Challenge for the U.S.

49

stron

5006

ID

Investor Network on Climate Risk, Ceres, Inc.

2005

rok

TABLE OF CONTENTS

Foreword1

I. Key Findings2

II. Overview5

III. The Erosion of Insurability. 1

IV. Governments and Individuals as “Insurers of Last Resort”13

V. Insurance Challenges Across the U.S.. 16

VI. Pressure on Insurance Affordability and Availability Under Climate Change 30

VII. The Way Forward—Proactive Measures32